Whether you have a seasonal business or run a year-round operation, we offer financing and protection options to fit your needs and goals.
When opportunities arise to tackle new projects and grow your business, you need a lender who will help you act on them fast. We’re here to get you what you need so you can get to work.
The service is for legal entities
Flexible funding period from 12 to 60 months
Down payment: starting from 15%
Competitive fixed interest rate
Fixed, flexible or seasonal monthly payments depending on your needs
A finance lease allows you to purchase the construction and power equipment while treating it as a fixed asset of your company. Each monthly payment contributes toward the total purchase price, and at the end of the lease term, ownership of the equipment is transferred to your company.
For accounting and tax purposes, your business effectively owns the equipment. The finance lease is recorded as an asset on your balance sheet, while also increasing your liabilities.
The service is for legal entities
Flexible funding period from 24 to 60 months
Down payment: starting from 15%
More favorable monthly payments due to fixed residual value
Redemption of the technology after operating lease ends for a fixed residual value
An operating lease lets you use your construction and power equipment for a set period without the commitment of ownership. It’s ideal for short-term projects or when you want the latest technology without the long-term commitment.
The service is for legal entities
Flexible funding period from 12 to 60 months
Funded assets will be used as collateral
Competitive fixed interest rate
Fixed, flexible or seasonal monthly payments depending on your needs
Each deal is considered individually – Cat Financial representative will help you decide on the most appropriate financing solution.
Service for legal persons
Flexible financing period from 24 to 60 months
Down payment from 0%
Fixed monthly payments which include full guarantees and maintenance period
Provides the customer with the lowest possible payment and gives the customer an option of returning the equipment or purchasing it at a pre-determined price (based on Fair Market Value) at the end of the lease term.
Original Cat spare parts
Unsecured loan financing
0% interest rate for 12 months
Cat Financial provides flexible financing solutions for repairs and original Cat® spare parts, helping customers keep equipment running while preserving working capital.
Simple. Cost‑effective. Smart financing that keeps your business running.
Extend equipment life and reduce downtime
Secured or Unsecured loan financing
Attractive financing conditions: 0% interest for up to 24 months
Maintain the performance and reliability of your Cat equipment with flexible financing solutions for rebuild services and undercarriages. Complete essential work now - while protecting your cash flow.
Equipment health management
Genuine Cat parts delivery on time for maintenance
Expert support
CVA (Customer Value Agreements) or Avesco maintenance service contracts (EasyParts, EasyService, FullService) offer a convenient and simple way to use your equipment as efficiently as possible. This solution ensures worry-free operation and preventive maintenance, professional dealer support, and the peace of mind that comes with equipment condition management.
With Cat Financial solutions and a CVA agreement, you gain reliable equipment management, efficient maintenance, and predictable payments - ensuring your equipment is always ready for work.
Learn more about Maintenance service contracts
Service for legal persons
Stay on budget
Increase peace of mind
Big or small, new or used, equipment is an investment - and when it’s not running, you’re not earning.
New Cat equipment, Cat Industrial engines, Cat Reman engines, or parts, they’re backed by a Caterpillar Limited Warranty. With extended protection, you can get coverage beyond the standard warranty. Equipment Protection Plans and Extended Service Coverage can help protect you from unexpected repair costs and proactively manage cash-flow. Multiple levels of coverage ensure your dealer can help you find the right solution. Cat Financing offer solutions for all of those equipment protection plans, delivering the peace of mind you’re looking for.

Questions?
Cat Financial representative is here for you.
Please get in contact for more information:
Jūlija Lāce
+37125543080
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