Finance

Whether you have a seasonal business or run a year-round operation, we offer financing and protection options to fit your needs and goals.

When opportunities arise to tackle new projects and grow your business, you need a lender who will help you act on them fast. We’re here to get you what you need so you can get to work.

Financing Lease Loan Or Co-Financing For EU Projects Long-term rental Financing options for Spare parts and Repairs Financing Option for Rebuilds and Undercarriages Financing options for protection

The service is for legal entities

Flexible funding period from 12 to 60 months

Down payment: starting from 15%

Competitive fixed interest rate

Fixed, flexible or seasonal monthly payments depending on your needs

A finance lease allows you to purchase the construction and power equipment while treating it as a fixed asset of your company. Each monthly payment contributes toward the total purchase price, and at the end of the lease term, ownership of the equipment is transferred to your company.

For accounting and tax purposes, your business effectively owns the equipment. The finance lease is recorded as an asset on your balance sheet, while also increasing your liabilities. With a finance lease, you may claim depreciation of the equipment for tax purposes, along with the interest expenses paid on the lease. However, while depreciation and interest may be tax-deductible, the principal portion of the lease payments typically is not.

The service is for legal entities

Flexible funding period from 12 to 60 months

Funded assets will be used as collateral

Competitive fixed interest rate

Fixed, flexible or seasonal monthly payments depending on your needs

Each deal is considered individually – Cat Financial representative will help you decide on the most appropriate financing solution.

Service for legal persons

Flexible financing period from 24 to 60 months

Down payment from 0%

Fixed monthly payments which include full guarantees and maintenance period

Provides the customer with the lowest possible payment and gives the customer an option of returning the equipment or purchasing it at a pre-determined price (based on Fair Market Value) at the end of the lease term. This is an operating lease that may be treated as an “off-balance sheet” solution.

Original Cat spare parts

Unsecured loan financing

0% interest rate for 12 months

Cat Financial provides flexible financing solutions for repairs and original Cat® spare parts, helping customers keep equipment running while preserving working capital.

Simple. Cost‑effective. Smart financing that keeps your business running.

Extend equipment life and reduce downtime

Secured or Unsecured loan financing

Attractive financing conditions: 0% interest for up to 24 months

Maintain the performance and reliability of your Cat equipment with flexible financing solutions for rebuild services and undercarriages. Complete essential work now - while protecting your cash flow.

Service for legal persons

Stay on budget

Increase peace of mind

Big or small, new or used, equipment is an investment - and when it’s not running, you’re not earning.
New Cat equipment, Cat Industrial engines, Cat Reman engines, or parts, they’re backed by a Caterpillar Limited Warranty. With extended protection, you can get coverage beyond the standard warranty. Equipment Protection Plans and Extended Service Coverage can help protect you from unexpected repair costs and proactively manage cash-flow. Multiple levels of coverage ensure your dealer can help you find the right solution. Cat Financing offer solutions for all of those equipment protection plans, delivering the peace of mind you’re looking for.